It's failing, like all other websites which have their revenue stream based on advertising, because users are just not clicking on the adverts any more (if they ever did). The very worrying outcome is that they are now forced into coming up with realistic alternative sources of pay day advance and some of these are not passive adverts.
I don't see any effort by credit card companies to target those customers with paid off homes and no debt of any sort. They all go for customers who juggle cards and are one payment from default. Because the latter pay high interest on their balance. It is thus farcical to pretend that card companies are going after "sterling credit" consumers. No they are not. They are after the high risk high profit consumers that make profit for their money loans.
This is not much of a surprise. Big companies eliminate your job and send it over sees. They do not care if your transition successfully or not. Big companies have have the power people don't. In the end, it will backfire. You cannot sell your products and services to someone without a job. Governments cannot get the tax revenue to operate. We are seeing it every day.
Alice from PaydayLoans@
The scots had no problems when their MP's were voting and seriously influencing matters at Westminster. Then they were part of the United Kingdom and were 'entitled' to participate. they were influencing issues that did not and never would affect them. David Cameron is their Prime Minister and will be until the referendum has taken place and the Scots decide to leave the United Kindom .. Or not
Alice from Britain Loans
a realistic goal for "good" writers is a nice supplementary income, could even be a nice pension if you can write quite a few books. In my humble opinion, I think 99.9% of indie authors must spend more time on #1 -- the quality of so many is poor, and they even feel like first drafts. If people would spend more time learning to write and edit, they would make a lot more wage day advance.
The problem is, much like the "orphan works " thing they tried with illustration is it makes little attempt to actually FIND the copyright owner / creator. It assumes a lot of "I found it, fair use" which is total bollocks according to the Berne Convention, (which the US signed up to many years ago..) Nobody from the arts communities has any problem with libraries indexing old works for historical purposes, the problem is when some total cock steals your stuff to make money. If people stop paying for illustration, we'll stop doing it. It's that simple. Let's see your attempt at it. All your movies, games, comics, book covers, toys, wallpaper, sofas, dvd covers, they are all going to be ugly unless you pay artists a decent pounds wage.. Everything you own was designed by an artist. Look around you.