"Loose Change" or "Amazing Eights": that's a one-dollar play with a maximum win of $500-or half of what I owe this month. "Lemon Twist" or a crossword: that's two dollars to fix my car and kill off one of my Visas. Five dollars buys me a "Black Series 2" or a "Millionaire Madness." Either one would bring me back to baseline, make me someone who pays her phone bill on time and maybe once a year goes on vacation. A "Platinum Payout" costs ten dollars (eek), but I could both break even and buy a house-not a big one, but that's okay. Yes, I know, Megamillions costs just a [...]