This is a gripping, read-through-your-fingers account of one couple's descent into debt and potential foreclosure. You won't necessarily sympathize with writer Edmund L. Andrews, an economics reporter for the New York Times who admits that he should have known better. But he does a great job of conveying the recklessness that led so many people into similar situations, and his description of the panic that follows as he realizes it's all going to come crashing down is so vivid that you will definitely empathize with him. And then you will remind yourself that you don't look at your ATM receipts because you just don't want to know.