Bank of America is paying just $20 million for having foreclosed improperly on 160 active-duty military service personnel. (This, of course, was frequent predatory lender suit-settler Countrywide in action; Bank of America purchased Countrywide in January, 2008, for $4.1 billion in stock, and has paid for it more and more ever since, including the former CEO's SEC settlements.) But $20 million! That's nothing, in the grand scheme of the forthcoming housing disaster. For one thing, there are about half as many foreclosed houses being sold now as there were two years go: at this new pace, "it would take exactly three years to clear the [...]