I frequently meet people, most of them young and poor, who are burdened by debts to emergency rooms, and I am always shocked that these people with no money are even considering paying. Here is how it is done, in a strangely servicey explanation from Vice.
As a person with next to no money, my approach to personal finance borrows very heavily from my understanding of The Great Depression and the film The Road Warrior. Therefore, I conduct myself at all times with a shameless, don't-care-how-embarrassing pragmatism. So whenever a problem with my health presents itself, I just head to the emergency room with no intention of paying anyone for anything… As long as I don't delude myself with dreams of one day financing a house or of answering my phone without getting yelled at by a stranger, emergency rooms are basically a Supermarket Sweep of free medical treatment.