Bloomberg's John Wasik: "Here's the new attitude that will serve you well as you rebuild your retirement dreams: Forget about rate of return and Wall Street's hokum. Focus on maintaining a living standard that's sustainable-a comfortable life not fueled by debt and excessive spending."

There's a ton of sensible-some might even say common-sense-advice in this column, which, two years ago, would have been considered completely insane. It's a funny old world, huh?